The effortless way to do a 1031 exchange

Simple enough for your first exchange. Sophisticated enough to trust with everything.

Sell your property. Pick a new one. Pay the tax later, not now. We walk you through it one easy step at a time — with a real person beside you the whole way.

Get started See how it works

Free to start. Takes about 10 minutes.

We're live in every US state except Maine and Nevada right now - more coming soon.

FDIC-insured

Your money is held at a real, insured bank.

Always in view

See exactly where your money is, any time.

Notified instantly

We email you every time it moves.

What sets us apart

Change your mind, not your deadline.

Found a better property on day 44? You can still swap it in, any time before day 45. Most platforms bury that option or make you re-do paperwork - here it's one click.

Identified on day 12

123 Maple St.

Day 44 of 45 - still allowed

Swapped in on day 44

88 Ridgeline Dr.

You can swap any time before day 45 - that’s the law (IRC §1031(a)(3), Treas. Reg. §1.1031(k)-1(c)), not just our rule. After day 45, your choice locks in place everywhere, including here.

Most 1031 tools feel like homework

A 1031 exchange already has a lot of steps. Most tools make it feel harder, not easier.

The old way

  • Big confusing words everywhere, with no help understanding them
  • Deadlines hidden in a PDF or spreadsheet - easy to forget
  • You can't easily see where your money is
  • Made for the pros, not for you

With xchange1031

  • Every hard word gets a simple explanation, right when you need it
  • Your deadlines shown on an easy, visual timeline - not a spreadsheet date
  • You always see your money, and two people check every transfer
  • Built for someone doing this for the first time

How it works

Four simple steps.

  1. 1

    Tell us what you’re selling

    Just the basics - address, price, and closing date. About two minutes.

  2. 2

    We hold your money safely

    The law says you can’t hold your own sale money. We hold it for you, and two people must say yes before it moves.

  3. 3

    See your deadlines on a timeline

    Your day-45 and day-180 deadlines, shown from day one. No guessing.

  4. 4

    Pick your new property, then close

    Add your new property whenever you’re ready. Choose how you want your money moved when it’s time to close.

Example timeline

Your timeline

Picking your new property

Sale closes

Day 0 · Aug 24

Pick your new property

Day 45 · Oct 8

Finish buying

Day 180 · Feb 20

Built to feel simple, not stressful

We help you all the way through

From your very first question to your final closing, you're never left figuring it out on your own. Your exchange team is one message away at every step — real people, the whole way.

Deadlines you can actually see

Your day-45 and day-180 deadlines shown as a live countdown - not a date buried in a document.

Two people check every transfer

No single person can move money out of your account alone. Every transfer needs two people to say yes.

You choose how transfers happen

Let us handle it for you, or request transfers yourself. Either way, the same two-person check applies.

Simple words, always

Every hard word gets a simple explanation. The exact term is always one tap away, never hidden.

New — bring buyers to you

Don’t chase the right property. Let it come to you.

Once your funds are verified in escrow, you’re the rare kind of buyer every agent wants — all-cash, on a deadline. Turn on the marketplace and vetted agents bring you matching properties. You stay anonymous, and you choose who (if anyone) to talk to.

You stay anonymous

Agents see a verified-cash buyer profile — no name, no contact, no exact address — until you decide.

Opportunities find you

Instead of spending your 45 days hunting, spend them choosing from properties agents bring you.

You’re in control

Agents ask to be introduced. You review them and pick — nobody calls you out of the blue.

Start your exchange It’s a built-in perk — turn it on from your exchange, off in one click.

Simple pricing

One flat fee. No percentage of your money.

We tell you the price upfront, because that’s the whole point. It’s the same flat fee whether your exchange is $200,000 or $5 million — never a cut of your proceeds, and no surprises at the end.

Your complete 1031 exchange

$599one time

Charged once, from your escrow — nothing out of pocket to start.

  • A dedicated qualified intermediary holding your funds in escrow
  • Your 45- and 180-day deadlines tracked for you, as a live countdown
  • Two-person approval on every transfer of your money
  • Wiring instructions, funding, and your replacement purchase — coordinated end to end
  • A real person with you the whole way
Start your exchange

Free to start. You only pay once your exchange is funded.

Built to keep your money safe

FDIC-insured, at a real bank

Your money sits at an FDIC-insured bank as cash in a segregated escrow account - covered by standard FDIC insurance up to $250,000 per depositor, and never invested.

Two-person approval, always

No transfer happens until two different people say yes. No exceptions, ever.

Your information stays private

We check it's really you before showing or saving anything. No one else can see your records.

We tell you what we don’t know

Some numbers are just estimates. We say so, and ask a CPA to check them, instead of letting you guess.

See exactly how your money is protected

xchange1031 helps you track your exchange - it is not legal or tax advice. See our full terms & disclosures. A CPA or tax attorney should still check your exchange.

Our plain-language promise

We always use simple words first. The exact term is still there - just one tap away. Try it:

By law, you can't touch your sale proceeds yourself - your exchange helper holds them for you.

You'll have time to pick your new property once your sale closes.

Any cash or value you keep you keep instead of reinvesting may be taxable.

Tap the little “?” next to any term to see exactly what it means.

Questions people actually ask

A 1031 exchange lets you sell a property and buy a new one without paying tax right away. You get to use all your money on the next property, instead of losing some to taxes first. The name comes from Section 1031 of the tax code.

Ready to start your exchange?

It takes about ten minutes to start. Then you can see your deadlines, your property, and your money, all in one place.

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